A wide variety of life insurance products are available today. However, most of them fall into two categories, either Temporary coverage or permanent coverage.
Term Insurance
Everyone’s situation is different; you might need insurance while you are paying off a mortgage or to insure that your family educational goals are a reality if something were to happen to you. You can decide what duration terms work best for your situation; 10, 15, 20, or 30 years.
There are other options available; like riders, and coversions.
Permanent insurance
Whether Permanent insurance policies like whole life or the more flexible option of Universal Life provides us with options to develop a plan to meet your needs. We even offer a Guaranteed Acceptance life insurance for those that would rather not take a medical exam and have the peace of mind that they have insurance coverage for final expenses or leaving a legacy.
Annuities
Annuities are investments designed to protect your money from market risk while offering a guaranteed rate of return Annuities have many advantages:
•Tax Deferral
•Protection from Market Risk
•Diversification
•Guaranteed Interest Rate
•Access to Free Withdrawals
Just call me and Let’s talk about what products might help you reach your goals
480-570-0718. Contact Me